How it works

Earned wage access (EWA) may be referred to as instant pay, earned income, early wage access, accrued wage access, or on-demand pay. In the UK, the product is referred to by the government as “Employer Salary Advance Scheme.”

EWA is a financial service offered to employees where the EWA providers make available to employees through an app (or mobile or web) some of their accrued wages (or salaries) before the end of their employer’s payroll cycle.

Our EWA is NOT A LOAN. One advantage of EWA is that, ideally, it provides employees an alternative to high-cost forms of credit, such as payday loans.