Waiting for payday can be difficult, especially if an unexpected expense arises before your salary arrives. Some employers answer this problem by offering "earned wage access," which allows employees to draw money from their paycheck before payday. The amount you receive early is deducted from your upcoming paycheck or sent to us (depending on your onboarded profile).
WHAT IS EARNED WAGE ACCESS (EWA)
EWA is a tool that gives staff the flexibility to access their earned pay anyday they need, rather than having to wait for payday. New technology enables this relatively simply, without impacting the employer’s payroll process or cashflow.
ALTERNATIVE NAMES FOR EARNED WAGE ACCESS (EWA)
EWA is often referred to by other names, including:
* On-Demand Pay
* Wage Advance
* Flexible Pay
* Employer Salary Advance Scheme
* Instant Pay
* Early Wage Access
EMPLOYER BENEFITS
Earned wage access, or EWA, is a company benefit (not a loan) that lets employees request part of their paycheck before payday. Also called on-demand pay or Salary On Demand or Salary Advance. Learn more.
EMPLOYEE BENEFITS
It’s important to note that this is not a loan and there is no interest to be paid by the employee. Learn more.
TARGET USERS
Our EWA service is for all employees in Ghana, who fall under at least one category below:
- Existing customer of any business of the TDG Ecosystem: The DCANS Group Limited (and it's subsidiaries, divisions or affiliates) offer EWA to its employees as part of their benefits, as well as it's qualified loyal customers as part of The DCANS Loyalty Programme, or
- Employee of a business who is an existing user of any of the group's B2B Platforms.
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